Terms of Service
1. User-Generated Content License
By submitting content (including but not limited to articles, comments, images, and other materials) to Fedha Academy, you agree to the following:
- License Grant: You grant Fedha Academy a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, display, and create derivative works from your content for any purpose, including commercial purposes such as marketing, SEO, and promotional activities.
- Attribution: We may, but are not obligated to, provide attribution to you when using your content.
- No Compensation: You acknowledge that you will not receive any compensation for the use of your content by Fedha Academy.
- Transferability: This license is fully transferable and sublicensable without notice to you.
2. Content Ownership & Warranties
By submitting content, you represent and warrant that:
- You are the original creator of the content or have obtained all necessary rights and permissions to submit it.
- Your content does not infringe upon the intellectual property rights, privacy rights, or any other rights of any third party.
- Your content does not contain any defamatory, libelous, obscene, or otherwise unlawful material.
- Your content is accurate and complete to the best of your knowledge.
- You have the legal capacity and authority to grant the license described above.
3. Disclaimer of Liability
IMPORTANT: The following disclaimers apply to all user-generated content on Fedha Academy:
- No Endorsement: User-generated content does not represent the views, opinions, or positions of Fedha Academy. The content is provided by third-party users and has not been independently verified.
- No Financial Advice: All content on this platform, including articles about cryptocurrency, trading, and investment, is for educational and informational purposes only. Nothing constitutes financial, investment, legal, or professional advice. Always consult with a qualified professional before making any financial decisions.
- Accuracy Disclaimer: Fedha Academy makes no representations or warranties about the accuracy, reliability, completeness, or timeliness of any user-generated content. Users rely on such content at their own risk.
- No Liability: To the fullest extent permitted by law, Fedha Academy shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:
- Any errors, inaccuracies, or omissions in user-generated content
- Any reliance placed on user-generated content
- Any decisions made based on user-generated content
- Any losses, including financial losses, resulting from the use of user-generated content
4. Content Moderation & Removal
- Fedha Academy reserves the right to review, approve, reject, edit, or remove any user-generated content at its sole discretion, without prior notice or explanation.
- We may remove content that violates these Terms, our community guidelines, or applicable laws.
- Repeated violations may result in account suspension or termination.
5. Indemnification
You agree to indemnify, defend, and hold harmless Fedha Academy, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:
- Your content or its use by Fedha Academy
- Your violation of these Terms
- Your violation of any rights of any third party
- Any claim that your content caused damage to a third party
6. DMCA / Copyright Notices
If you believe that content on Fedha Academy infringes your copyright, please contact us with:
- Identification of the copyrighted work claimed to have been infringed
- Identification of the allegedly infringing material
- Your contact information
- A statement that you have a good faith belief that the use is not authorized
- A statement, under penalty of perjury, that the information is accurate and that you are authorized to act on behalf of the copyright owner
7. Changes to Terms
Fedha Academy reserves the right to modify these Terms at any time. Continued use of the platform after changes constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.
8. Governing Law
These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these Terms or your use of Fedha Academy shall be resolved through appropriate legal channels.
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